What is the Vanilla Visa Gift Card?
The Vanilla Visa Gift Card can be a prepaid Visa card which comes in denominations of $25, $50 and $100. It acts exactly the same way any bank card would and it is accepted anywhere that Visa Debit is. It can be bought at most convenience and department stores.
Any kind of fees?
To activate your card you should pay for the significance about the card plus an activation fee of between $4.95 to $6.95. The activation fee varies with regards to the total balance you have been looking to use the charge card. So if you feel only activating it with $25 you would then only have to pay $4.95 for a total of $29.95.
There’s also expenses linked to the card. As soon as the seventh month post activation you will be charged $2.50 every month before the balance with the card reaches zero. So if you avoid the use of it or forget about it somewhere instead of discovering a gem using a $100 balance your Vanilla Visa could possibly be using nothing.
How do I check the balance of my Vanilla Visa?
This is a not at all hard process. You can go to their homepage or call customer satisfaction to get the most accurate and up to date statement for the balance of the card.
Positives
The Vanilla Visa coupon is accepted anywhere that Visa Debit is. This really is virtually all around the United States therefore the card includes a quite high value mainly because of this. One of the many substitute goods with this technique is the American Express coupon. The undoing to American Express is that it seriously isn’t widely accepted as Visa.
Just I could to fund my pizza in a smaller size mom & pop style shop. I had been very disappointed that I can’t use my American Express card there. This is exactly why I propose by using this product as a present for a child or teen who does not carry additional credit or debit cards.
The replacement policy using this business is great. You are able to call their customer satisfaction line whenever you want and as long as you’ve proper evidence purchase as well as the serial number you’ll have the credit card re-issued. They’re going to charge you a $5.95 re-issuance fee, however is more preferable then keeping the balance on the card lost forever.
Negatives
You are unable to register the card which means, you absolutely cannot use the Vanilla Visa Giftcard to shop online. I would not value what you’ve read on the internet or Yahoo answers, it’s hardly possible.
Here’s why: By collecting something online the merchant provider will verify the name, billing address, and call number for this bank card. As you are unable to register with Vanilla Visa you will not be capable of shop online anywhere.
Capable of register the charge card really hinders the things that that you can do with it online. A high level fan of eBay or PayPal you might want to consider other choices like the Greendot MoneyPak that will allow an additional funds to your account.
Final Review
The Vanilla Visa gift card does not feature precisely the same flexibility as seen featuring its competitors offered by other banks and also American Express and MasterCard. The best perks from the card is the replacement feature which doesn’t require any type of activation. The perks however don’t outweigh the negatives attributable to the inability register the cardboard.
That said I would recommend that you do not purchase Vanilla Visa except for a great gift for younger adults. The younger generation and teenagers typically do not carry additional debit or credit cards and can spend cash or on the net quickly since they frequent shopping centers along with other places with their peers. The freedom of Visa is clear because it’s virtually accepted everywhere making it a fantastic gift.
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