What’s the Vanilla Visa Gift certificate?
The Vanilla Visa Gift Card is a prepaid Visa card which comes in denominations of $25, $50 and $100. It acts much the same way any debit card would and is also accepted anywhere that Visa Debit is. It is usually bought at most convenience and stores.
What are the fees?
To activate your card you have to buy the value for the card with an activation fee of from $4.95 to $6.95. The activation fee varies with respect to the total balance you’re looking to put on the cardboard. So if you are only activating it with $25 then you would only have to pay $4.95 for a total of $29.95.
In addition there are expenses for this card. After the seventh month post activation you will be charged $2.50 monthly before the balance in the card reaches zero. If you decide to don’t use it or that would be that somewhere rather than discovering a gem having a $100 balance your Vanilla Visa could possibly be left with nothing.
How do I look into the balance of my Vanilla Visa?
This can be a easy process. You can visit their homepage or call customer satisfaction to get the most accurate and as much as date statement about the balance of the card.
Positives
The Vanilla Visa coupon is accepted anywhere that Visa Debit is. That is virtually everywhere in the Usa and so the card carries a quite high value mainly because of this. One of the primary substitute goods for this method is the American Express giftcard. The death to American Express is it just isn’t as widely accepted as Visa.
Recently I tried to purchase my pizza in a smaller size mom & pop style shop. I became very disappointed i couldn’t use my American Express card there. That’s why I recommend employing this product as a present for a youngster or teen who not carry additional debit or credit cards.
The replacement policy with this particular company is great. You are able to call their customer care line anytime and if you’ve got proper evidence purchase as well as the serial number you’ll have the cardboard re-issued. They are going to charge a fee a $5.95 re-issuance fee, but this is much better then getting the balance for the card lost forever.
Negatives
You can not register the card which suggests, you absolutely cannot make use of the Vanilla Visa Coupon to look online. I can’t worry about what you’ve read on the net or Yahoo answers, it’s simply not possible.
Here’s why: When you purchase something online the merchant provider will verify the name, billing address, and call number associated with the charge card. Because you cannot register with Vanilla Visa you will not be capable of order online anywhere.
The inability to register the credit card really hinders things that you can do from it online. A high level fan of eBay or PayPal you might want to check into other choices just like the Greendot MoneyPak that may allow an additional funds back.
Final Review
The Vanilla Visa gift certificate does not feature exactly the same flexibility as seen having its competitors provided by other banks as well as American Express and MasterCard. The best perks from the card would be the replacement feature and that it doesn’t require any kind of activation. The perks however don’t outweigh the negatives due to the inability register the card.
That said I propose that you do not purchase Vanilla Visa apart from something special for younger adults. Young adults and teenagers typically do not carry additional debit or credit cards and will spend cash or gift cards quickly since they frequent departmental stores and also other places making use of their peers. The freedom of Visa can be seen because it is virtually accepted everywhere so that it is a fantastic gift.
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